When it comes to homeowners insurance, it is essential to understand what is covered and what isn’t. Water main leaks tend to be a disaster to deal with among homeowners generally. The reality is, if you live in an older home that typically deals with infrastructure issues nearby, then it’s very likely a leak may occur over time — which can be incredibly hazardous to the structural integrity of your home and more. Here are some key things to know regarding getting a better understanding of whether your insurance covers water main breaks.
Does homeowners insurance cover main water line breaks?
Water Damage And Homeowners’ Insurance
For the most part, homeowners’ insurance will typically cover most damage — but some policies usually have exceptions. The source of a significant leak tends to be a direct result of something outside the home. It can be hard to find homeowners’ insurance policies incorporating water main breaks into their coverage.
But, it can often be best to contact your insurance provider to understand the types of coverage you get from your specific policy. In reality, dealing with any water damage, whether from a water main break or something internal, having professionals who can help repair the issue is always ideal. Water damage can lead to mold, mildew, and other disastrous conditions.
Coverage For Water Damage
Many homeowners’ insurance policies will tend to cover the direct damage that a home might endure — including anything that stems from inside your home. Typical policies cover faulty plumbing, broken appliances, and faulty HVAC systems. In reality, experiencing a pipe bursting is one instance where homeowners’ insurance would cover the water damage resulting from such a condition. Ultimately, you can always add water backup damage insurance to your standard homeowners’ insurance policy, which will likely provide you more coverage to ensure your home is protected from water damage down the line.
A RESIDENTIAL & COMMERCIAL PLUMBING COMPANY YOU CAN TRUST
Alpha Plumbing is a full-service plumbing and contracting company serving the Baltimore and Annapolis metro area with expertise in all aspects of plumbing. We’ve been family-owned and operated since 1991 from our office in Pasadena. We offer quality plumbing services at reasonable rates in a timely fashion. Our trucks are equipped with G.P.S. systems to ensure we’re prompt and on time. No job is too large or too small! We maintain a fleet of well-stocked trucks and also own and operate our backhoes for jobs requiring excavation.
For more information and to get a free no-obligation estimate, you can contact us on our website, send us an e-mail, or give us a call at (410) 255-5998.